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DEBT ASSISTANCE AT MNP LTD IN SAINT-JEAN-SUR-RICHELIEU, QUÉBEC

If you’ve been battling debt for a long time — and temporary solutions are only increasing your financial burden — you may need to take a more permanent approach. This is what sets MNP LTD apart. We provide Life-Changing Debt Solutions that are focused on helping your erase personal debt for good. Your local MNP LTD Licensed Insolvency Trustee in Saint-Jean-sur-Richelieu will work privately with you to put together a tailored plan of action that’s right for your unique circumstances. We empower you to resolve your financial challenges, so you can finally become debt free.

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Explore your options with a Licensed Insolvency Trustee

You can talk to your local MNP LTD Licensed Insolvency Trustee in Saint-Jean-sur-Richelieu about the different debt solutions that may be available to you, including:

DEBT RELIEF

At MNP LTD, we appreciate that each debt challenge is unique. Rest assured, one our Licensed Insolvency Trustees will guide you through your options, so you can make the best decision for your circumstances. We’re here to support you every step of the way, including providing the confidential guidance and unbiased advice you need to break free from the cycle of debt for good.

BANKRUPTCY

The structured, formal process of personal bankruptcy enables you to start from scratch with your finances. Your local MNP LTD Licensed Insolvency Trustee will guide you every step of the way, including helping you prepare and file all required documents, notifying your creditors, stopping wage garnishments and helping prevent further legal action against you.

CONSUMER PROPOSAL

Managed by a Licensed Insolvency Trustee, the consumer proposal process consists of negotiating a formal agreement between you and your creditors that enables you make set monthly payments over a fixed period of time (not to exceed five years). As an alternative to filing for bankruptcy, a consumer proposal allows you to keep assets that might otherwise be taken away in a bankruptcy.

DEBT CONSOLIDATION

A debt consolidation loan merges all of your debts into one overall loan that you will pay off on a monthly basis, usually at a lower interest rate than your credit card debt. Because you only have one monthly debt payment to keep track of, debt consolidation helps take the guesswork out of paying bills and can make budgeting easier. Your local MNP LTD Licensed Insolvency Trustee is an accredited insolvency counsellor who will walk you through your options, so you can embark on the right path to a debt-free future.

INSOLVENCY

Different in meaning than bankruptcy, which is a legal process, insolvency refers to a financial state of not being able to meet debt payments on time. While an insolvent individual may decide to declare bankruptcy, there may be other alternatives to choose from, such as a consumer proposal or debt consolidation options.

Getting to know your options is an important first step in finding the right debt solution. Your local MNP LTD bankruptcy trustee in Saint-Jean-sur-Richelieu is here to provide all the guidance and support you need, from explaining the key differences between a consumer proposal and bankruptcy to outlining the process of consolidating credit. A debt-free future awaits: request a free confidential consultation today.