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DEBT ASSISTANCE AT MNP LTD IN ST-VIATEUR, QUÉBEC

If you’re feeling overwhelmed by debt — and temporary fixes are only adding to your financial burden — it’s time to look into a more permanent solution. This is what makes MNP LTD different. We provide Life-Changing Debt Solutions that are focused on helping your erase personal debt for good. You’ll work side-by-side with one of our Licensed Insolvency Trustees in St-Viateur to develop a tailored plan of action that best meets your unique needs. We empower you to take control of your finances, so you can plan for a debt-free future.

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Explore your options with a Licensed Insolvency Trustee

One of our Licensed Insolvency Trustees in St-Viateur will carefully review all of the options that may work for you, including:

DEBT RELIEF

AT MNP LTD, we know that debt relief is not one-size-fits-all. Rest assured, one our Licensed Insolvency Trustees will guide you through your options, so you can make the best decision for your circumstances. With us, you can expect the discreet guidance and unbiased advice you need to erase debt from your life.

BANKRUPTCY

Personal bankruptcy is a structured, formal process that offers individuals a fresh financial start. The process is administered by a Licensed Insolvency Trustee, who will help you complete and file all mandatory paperwork, notify your creditors, stop wage garnishments and help prevent further legal action against you.

CONSUMER PROPOSAL

Administered by a Licensed Insolvency Trustee, a consumer proposal is a formal agreement between you and your creditors that allows you to make fixed monthly payments over a set period of time (up to a maximum of five years). Whereas in a bankruptcy you may lose some assets, a consumer proposal allows you to keep all assets.

DEBT CONSOLIDATION

If you are approved for a debt consolidation loan, all of your debts will be merged into one overall monthly payment, which is often at a lower interest rate than your credit card debt. Because you only have one monthly debt payment to keep track of, debt consolidation helps take the guesswork out of paying bills and can make budgeting easier. Our Licensed Insolvency Trustees are accredited insolvency counsellors and will discuss the options available to you, so you so can make an informed decision — and take the first step toward a debt-free future.

INSOLVENCY

Different in meaning than bankruptcy, which is a legal process, insolvency refers to a financial state of not being able to meet debt payments on time. While insolvency can lead to filing for bankruptcy, there may be other debt relief solutions to consider, including debt consolidation loans or a consumer proposal.

When looking for debt solutions, it’s vital to understand your options. Whether you’re trying to wrap your head around the differences between bankruptcy and a consumer proposal or you’re interested in learning more about the steps involved in consolidating credit, you can turn to your local MNP LTD bankruptcy trustee in St-Viateur for the complete guidance and support you need. Start today with a free confidential consultation.